Research Paper-Impact of climate change on ocean life Paper

-Impact of climate change on ocean life - Research Paper Example Climate change may generally be defined as the change in climate patterns due to high levels of carbon dioxide in the atmosphere. There are various causes of climate change both natural and human. Some of the natural causes may include volcanic activity and solar output. Some human causes include fossil fuels burning and clearing of forests for agricultural purposes. A great percentage of climate change has been attributed to human activities mainly burning of fossil fuels which give rise to high carbon dioxide levels in the atmosphere. Debates have been done in discussion of whether this is true and how these high levels can be reduced (CEICC & BLS & DE & LSNRC, 23). Climate change is seen to be highly contributed by human activities due to the growing industries. Technology has greatly improved leading to the rise of new industries that use fuels. The increase in population can also be said to be a contributing factor in that forests are destroyed and land left bare to build homes and stay and also grow crops for subsistence and commercial purposes. It does not only affect what we see on the surface but also affects the creatures that live in the ocean including fish and other animals. Water bodies around the world have also been affected by climate change. Many of these water bodies are used for providing drinking water for both people and animals and the water is also used in industries and agriculture. This enables people to live a healthy life, have food and run businesses with the availability of electricity. The effects of climate change on these water bodies will have severe consequences which are already being experienced. Some of these effects include an increase in drought and floods causing people to be displaced. It also leads to less fresh water causing a reduction in the food produced and the revenue from agriculture (CEICC et al, 23). â€Å"Forty years of research have documented strong responses (pg 22)†. Some of the

To analyze the production of M. Butterfly and how it represents Asia Essay

To analyze the production of M. Butterfly and how it represents Asia through the story, scenic design, costume design, movement, sound, and lights - Essay Example M Butterfly play is one of the most popular plays and which was a highly applauded Asian American plays during the late 20th century. The importance of this play and the new visibility of Asian American theater reveal the growing attention given to cultural, political and intellectual issues. The intellectual issue includes ethnicity, gender, race, and sexualities (David pg. 12). The main strategies of understanding the play depend on the background of political histories between North America, China and Europe as well as on the cultural political of Orientalism. Critical reading of M butterfly varies from debates over the re3prewsentation of sexualities and ethnicity, theories of performance, politics of Orientalism, and the notion of the masquerade. This paper intends to look at how M. Butterfly represents Asia through several things. The image of a woman of Asia as both dangerous and sensual is important. The clash in this combination of need for fear of Oriental women gives some light on the manner in which inter-racial relationship get viewed in America (David pg 24). The plot of an Inter-racial romance that is seen in this play about a European American mans fateful love affair with a lady from another culture and race, almost ended in the nonwhite tragic pregnancy of a woman or her final sacrifice. It depicts the best of the two worlds like Gina Machetti states while apparently confirming a complete separation of the races; it also gives way for the possibility of assimilation through adopting mixed-raced child. This kind of unfortunate love between white men and Asian women becomes an efficient cultural means of accepting the interracial relationships; it is a method that emphasizes the splendor of love as an ideology and, concurrently, introduces the transitory and the tragic nature of inter-racial love. T he symbol of Butterfly serves well the cultural trends of her time: she reflects the persistent fantasy on the submissive,

Cross Listing Literature review Example | Topics and Well Written Essays - 1250 words

Cross Listing - Literature review Example Cross Listing The researcher will take the help of the research work of previous research scholars in order to shed light on the topic. 1.2 Definition of Cross Listing Karolyi (2012) defined cross-listing or â€Å"dual-listing’ as the strategic measure taken by companies to list its equities in exchange of foreign countries and the process may or may not involve secondary or initial capital rising. The scholar has also pointed out that cross-listing involves customization or changing the disclosure measure, transparency, corporate governance requirement in accordance with nature of the business environment of the foreign country where equities are going to be listed. Jian et al. (2011) also pointed out that cross-listing is basically a strategic choice rather being a mere accounting trick performed by top level management of the firm to internationalize its business without involving any traditional international expansion policy such as merger & acquisition, exporting, licensing etc. In s uch context, Karolyi (2012) and Jian et al. (2011) agreed with the fact that cross-listing requires involvement of multiple capital market participants such as accountants, investment banks, custodian agency which undertakes clearance and settlement activities, strategic advisors etc. Hence it can be assumed that cross-listing is a lengthy and complex process. ... like getting access to a larger market, attracting cash rich investors, greater diversification of ownership base, opening door for liquid trading can influence a firm to go for cross listing. However, careful analysis of the research work of O’Connor (2009) shows that it is very difficult to assign one reason which might influence firms to go for cross listing. O’Connor (2009) has pointed out that nature disclosure in cross-sectional setting can even influence cross-listing decision. In such context, the study will shed light on empirical reasons behind cross listing with help of previous research work of research scholars. 1.3 Reasons for Cross Listing Cross-listing is one of the hotly debated topics among research scholars and identifying exact reason behind cross listing is a long debated issue among research scholars. Charitou et al. (2008) identified the fact that none of the research scholars have ever tried to understand the motivation behind cross- listing from managerial perspective. Charitou et al. (2008) argued that executives go for cross-listing in order to get higher equity based compensation. Hence, it can be assumed that listing equity of a firm in exchange of foreign markets is strategic decision which is taken by executives in order to fulfill the interest of shareholders. Listing equities in foreign exchange attracts foreign investors to invest money on the shares of the company and as a result of the investment of foreign investors, the firm gets able to provide better return to shareholders and subsequently board executives also get higher equity based compensation. Dodd (2013) pointed out that cross-listing helps firms to overcome the market segmentation, limitation of attracting investors and improvement of stock liquidity but these factors

Most Americans Should Not Use Credit Cards Essay

Most Americans Should Not Use Credit Cards - Essay Example The credit card industry has evolved so drastically that it is predicted that an average number of credit cards per family is around 3.5 (Nilson Report, 2010). According to another statistics, it is reported that an average American with a credit file is responsible for $16.635 in debt; this amount is reported after excluding the mortgage charges (U.S News and World Report, 2008). Credit cards have had a huge impact on people spending spree and it is only because of this extravagant spending style, credit cards consumers have had to face severe bankruptcy issues. It was reported that the bankruptcy filed during 2009 amounted to $1.4 million dollars; this had increased by 22% compared to the figures of $1.09 million in 2008 (AACER, 2010). This bankruptcy rate usually comprises of young adults and it is reported that young Americans have the 2nd highest rate of bankruptcy. These increase bankruptcies, heavy spending and huge debts are all a result of psychological behaviour. Americans tend to live in an economy where debt has not been given any significant value by many households. Mortgages and other similar loans are a part of almost every American household. Besides that, people tend to have an emotional attachment to paper money, which if spent, is given to the provider of goods/service whilst credit card/plastic money has no sense of emotional feeling attached to it when it is being spent because of the psychological belief that nothing material is being given at the instance of buying. This reason makes people more vulnerable to heavy spending and eventually they end up in critical positions such as bankruptcy (Schor, 1998). Credit card use has overshadowed the entire world economy. According to Federal Reserve G.19 report, the total U.S revolving debt amounted to $793.1 billion as of May 2011 and the total U.S consumer debt as of the same date amounted to $2.43 trillion (Federal Reserve Report, July 2011). The amount of U.S consumer debt increased to 2.45 trillion as reported in the September issue of the G.19 report. Hence it is clearly evident that the expansion of credit led America to severe consumer debts and this debt has not been stopped, the credit is still being offered to the consumers and it is often argued that if this trend continues, the credit card industry would be highly susceptible to downfall and failure that would further lead to another economic collapse. This collapse can be prevented by using credit cards on a minimal level or paying off the dues as they fall due. Credit card companies tend to offer credit cards to customer on increased interest rates in order to reduce its use. This pullback is affecting the creditworthy consumers and it further increases the danger to already endangered banking industry. Credit card companies had to write off $21 billion in 2008 as bad credit card loans, issues like these clearly suggest the credit card industry would definitely affect the economy in a negative manner (Dash, 2008). Finally it is said that the Federal Reserve Bank is also one major factor that can lead to an economic collapse. This is because the Fed has enough power to lend to anyone whom it desires i.e. without the consent of the Barrack Obama’s government; hence only favoured institutions are bailed out when the total economy falls prey to this downfall (The Economic Collapse, 2011). The payment pattern of the credit card debt is such that according to

Consumer Compliance- Discussion Post 4 Assignment

Consumer Compliance- Discussion Post 4 - Assignment Example CFPB and FTC both have limited powers to sue any party but are free to intervene in the litigation. Both agencies coordinate their activities in ensuring elimination of task duplication. For instance, both bodies would inform each other of an investigation and enforcement of actions against any party that exploits consumers. FTC and FFPB both conduct a joint customers’ education in promoting consistency of information and proper knowledge about the use of resources (FTC, 2012). CFPB protects consumers against exploitation by banking institutions and credit unions. FTC, however, does not serve to protect consumers over banks and credit unions. FTC develops auto financial tips on its website in conjunction with American Financial Services Association and National Automobile Dealers Association. CFPB, however, does not provide financial tips. CFPB gathers consumers’ complaints on its website and forwards them to relevant authorities that resolve consumers’ grievances. The strategy that CFPB uses in consumers’ protection is strict and firm while FTC’s web site is neutral and adopts no strict measures in solving the problems of customers (Consumer Financial Service Group, 2011). Consumer Financial Service Group. (2011, July 7). How the CFPB and the FTC interact (part 1). CFPB Monitor. Retrieved May 13, 2015 from http://www.cfpbmonitor.com/2011/07/07/how-the-cfpb-and-the-ftc-interact-part-i/ Federal Trade Commission (FTC). (2012, January 23). Federal Trade Commission, Consumer Financial Protection Bureau Pledge to Work Together to Protect Consumers. Press Release. Retrieved May 13, 2015 from

A variety of English Essay Example | Topics and Well Written Essays - 2000 words

A variety of English - Essay Example 29). In their discussion on language variation Becker and Bieswanger (2006, p. 174) specify that a variety of English language may stem from three distinguishable components which can be identified as 1) geographical 2) sociolects and 3) functional. As stated previously, geographic varieties are explored through the recognition of characteristics that are linked with the adoption of dialects on the basis of region. However, the notion of sociolects encompasses the critical influence of social aspects in addition with economic components as the key factors for determining the extent of language variation as it emerges as an outcome of social status, nature of job or work and affiliation with groups. Accordingly, the aspect of functional varieties is linked with the selected use of language as per the existing scenario and the specific requirements of interaction with regard to the given situation (Becker and Bieswanger 2006, p. 174). Once the basic assessment of language variation has been conducted, it is important to suggest that the concept of a standard denotes that a specific linguistic system is labeled as the norm in a society and thus distinguishes itself from the variation of linguistic systems which may exist in the same society. As an integral concept in the study of linguistics, the notion of variety has been incorporated into scholarly works and analysis to identify and apply the teachings of the discipline for comprehending the role of language as the most significant element of human reality and the social construct. In alignment with this view, this paper comprehensively explores the popular debate on the notion of whether the existence of language variation in English can possibly encourage the language to emerge as truly neutral means of communication and correspondence. The paper incorporates scholarly articles and sociolinguistic

How have the Gulf States used oil as their foreign policy tool (mainly Research Paper

How have the Gulf States used oil as their foreign policy tool (mainly the oil embargo of 1973)and how effective has it been - Research Paper Example Oil ministers agreed on an embargo that would see a gradual reduction in production in 5% increments over time until they had achieved their economic and political objectives; after Libya embargoed all oil shipments to the U.S., Saudi Arabia and all other Arab oil producing nations followed suit leading to the 1973 oil embargo that was equally extended to Western Europe and Japan. The onset of the 1973 oil crisis, when members of the Organization of Arab Petroleum Exporting Countries (OAPEC) announced an oil embargo led to high rises in the price of oil per barrel, from US$3 to nearly $12; the short and long term economic as well as political effects of the oil embargo left devastating impacts all over the world (Ross). Price increases were also imposed in the embargo to accelerate the fall in demand of the new lower level oil supply thereby triggering a market rise in the oil price from $3 to $ 12 per barrel; since the global financial system was already under pressure from the coll apsed Bretton Woods Agreement, recessions and high inflation kicked in and persisted up to the early 1980s and oil prices continued to rise until 1986. From the mid 1980’s to 2003, the inflation-adjusted price of a barrel of oil remained stable at around 25$ per barrel but rose dramatically from 2003 beyond $30 per barrel reaching a high of $60 per barrel in 2005 and its peak was $147.30 in 2008. Many factors have been attributable to these dramatic increases in the prices of oil including the depreciation of the U.S. dollar, subsequent reports of the declining oil reserves, the tension in the Middle East, as well as the heightened speculation over oil prices. Geo-political events as well as natural disasters that are indirectly linked to the global oil market have had a significant impact on oil prices; for instance, the 2006 Israel-Lebanon conflict and